About WellFirst Health

Business people gathered in hallway looking at iPad

Why choose WellFirst Health?

We are all about creating a better kind of health insurance experience for individuals & families

Map of WellFirst service area

We are 100% dedicated to your well-being. So our focus is always on you.

We unite physician, hospital and health insurance solutions to reduce health care costs, improve quality and deliver a better member and patient experience for you. We offer individual and family health insurance both on and off the ACA Marketplace.

Our service area includes the city of St. Louis plus St. Charles and St. Louis counties. And WellFirst Health was developed right here in St. Louis by local health care and insurance professionals. Our providers are established and respected for their high-quality care.

Our local presence is backed by more than 35 years of insurance industry expertise through Dean Health Plan in Madison, Wis., so we know our way around health coverage that benefits you. 

Relationships matter at WellFirst Health. We want to know you, and we'll spend the time to help you be the healthiest you can be.

Meet our leaders

Les McPhearson, interim presidentLes McPhearson directly oversees all business operations for WellFirst Health Plan and leads the organization’s senior management team. In addition, Les collaborates with SSM Health’s care delivery leaders to develop and execute key strategic, clinical and operational priorities.

Les formerly served as Market President, Wisconsin for Navvis, a strategic business partner of SSM Health. 

A seasoned, values-based leader with more than 20 years of experience in the health care and insurance industry, Les spent 13 years at Humana in a variety of leadership roles. His experience spans IT, consumer innovation and mergers and acquisitions. He also served as Senior Vice President and Chief Client Officer for HealthSmart, following his time as CEO at United Benefit Advisors. 

His leadership experience includes service in the U.S. Navy as a lieutenant.

Les earned his BS in mathematics/computer science from Alabama’s Samford University and his MBA from the University of Louisville.

In his spare time, Les enjoys reading, running, working out and live music.
photograph of Loretta Lorenzen

Loretta Lorenzen's responsibilities include oversight of health plan provider networks strategy, development and ongoing management.

Loretta and her team designed and implemented our current value-based pay-for-performance provider contracting model, which aligns provider incentives and health plan goals relating to increased provider quality outcomes, patient satisfaction and effectiveness of care.

Prior to joining SSM Health-Dean Health Plan in 2011, Loretta held health plan and payor operations and contracting leadership roles at a number of leading managed care and provider organizations including Aetna, CIGNA, Ascension/Wheaton Franciscan Services Inc., and Assurant.

Her educational background includes earning her bachelor’s degree from the University of Wisconsin-Milwaukee where she majored in International Relations/Economics and German. Loretta also attended Marquette University, studying law and earning a Certificate in Management.